How To Check LIC Policy Status Without Registration Online 2025 | Download LIC policy status app & Easy LIC SMS Services

How to check LIC policy status without registration online | Check LIC Policy Status by SMS without Registration | LIC SMS Services | licindia.in

LIC  (i.e., Life Insurance Corporation of India)  is the largest insurance company in India. The LIC has collaborated with over 245 insurance companies, which offer their services to millions of customers in India. The Life Insurance Corporation of India was established in 1956. The company has a variety of policies that suit customers of all ages, from Education, health, to property insurance. LIC ensures that its customers are safe, well covered, and enjoying the policies.

LIC Policy Status

LIC has implemented various policies to sell under certain conditions. The company has grown its technology and adopted a new digital system for its clients. Now, any person who wants to buy a new policy or check their policy status,  without visiting the branch offices. With the help of the online portal of LIC, i.e, https://licindia.in, customers can check every detail related to LIC policy on their mobile devices. In this article, we will solve your query, i.e, how to check LIC policy status without registration online? You can check the LIC policy status by following the simple steps.

How to check LIC Policy status without registration online via SMS?

Customers of LIC can check their LIC policy through SMS. The company has offered LIC SMS services to make the checking policy status process easy. To check the LIC policy status without registration, you need to follow the easy steps given below

• Open the SMS option on your mobile
• Click on compose SMS ( send a new message)
• Type ASKLIC XXXXXXXX STAT ( where XXXXXXXX will be your Policy Number)
• Now send this message to 56767877 through your registered mobile number
• Now you will receive an SMS with the status of the LIC policy. If your mobile number is not registered with the policy, then you will receive an error message.

A list of LIC SMS Services is given below.

How to check the LIC Policy status without registration online via the LIC web Portal?

The online process for registered users

Registered users need to visit the official website, i.e, https://licindia.in, to view various details, such as checking the status of any LIC policy. The payments, requests, bonuses, and schemes. To check the LIC Policy status without registration online, you need to follow the easy steps given below-

1. Firstly, you need to visit the official website of the e-service LIC policy. The homepage will open as shown below-

1. Here you will see 2 options, i.e –
   • Log in with User ID/OTP
   • Don’t have an account? Sign Up
2. Click on registered user, now a new pop-up window will open where you need to enter your login credentials, i.e-
   • User ID/Email/Mobile number
   • Password
   • Date of Birth
     
3. Now, you will log into your LIC account page, where you will see different policy options.
4. Click on the Policy Status button.
5. Here you will be shown all the policy accounts. Click on the policy of your choice to add a policy that is not listed on your account.
6. Click on the enroll policy option using the LIC’s e-service tools.
7. Now you can check the policy status just by clicking on the policy number from the given list.
8. Finally, all the details such as policy name, policy term, table number, premium date, and the total sum assured will appear on your screen.

LIC Policy Status Online Check for a new user

If any new users want to enroll in the e-service portal for the LIC policy cover. By following the easy steps given below.

1. Firstly, you need to visit the official website of the e-service LIC policy, and the homepage will open.
2. Here you will see 2 options, i.e –
   • Log in with User ID/OTP
   • Don’t have an account? Sign Up
3. Click on Don’t have an account? Sign Up  Now, a new pop-up window will open where you need to enter the correct details about your policy, i.e-
   • Policy number
   • Installment premium paid (without tax).
   • Date of Birth ( DD/MM/YYYY )
   • Pan Number (Optional)
   • Passport number (Optional)
   • Registered mobile number
   • Registered email address.
   • Gender
     
4. Check your details carefully, then click on the Proceed Button. ( Note – the system will delete the invalid information automatically within five working days.)
5. Now you will get an option to create your user ID and password, then confirm your password then click on the submit button.
6. With all the details you created, i.e, user name and password, the new user can log in to their policy account to check the status and other insurance activities.

How to enroll in your LIC policy?

1. Firstly, you need to visit the official website, and the page will show you a pop-up request, “Do you have any LIC policy?” Now, click on the “yes tab.
2. It will redirect you to an online LIC policy enrollment form.
3. Here, you need to provide all the required details such as
   • Name
   • The premium to pay,
   • Policy number for each policy, etc
4. Now take a printout of the form after the complete filling for your reference.
5. You can download the policy number later after completing the registration process as well.
6. After filling out the form, you need to submit it to the nearest LIC branch.
7. After submitting the form LIC branch office will provide you with an acknowledgment letter with your user ID.
8. The whole process will be verified when all the necessary documents and details fulfill the LIC policy agendas.

LIC Surrender Value Calculator

You can calculate the LIC surrender value after 3 years of your LIC policy through the LIC surrender value calculation formula given below:

The Basic sum assured  (Total number of payable premiums/Total number of premiums paid) + Total bonus received x surrender value factor. To understand this, let’s take the case of the LIC Jeevan Anand policy. If we apply the LIC surrender value after 3 years of the LIC policy, which will be equal to 30% of all premiums, except the premiums which are already been paid in the first year, plus the vested bonus. But the accident benefit will not be considered in calculating the surrender value.

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